We’re passionate about making a measurable impact in your home buying dream

Buy with as little as $1,000

First Time Home Buyer Program

Cambria Mortgage, in partnership with the State of Minnesota, the Minnesota Housing Finance Agency is proud to offer an amazing home buyer program with down payment assistance, that allows YOU to buy a home with as little as $1,000 out of your pocket for down payment and closing costs.

.As with most assistance program, there are a few extra rules on top of the standard mortgage underwriting guidelines, like household income limits.  

Minimum Down
$ 0
Homes price up to
$ 0 K
years in business
0 +
Happy Clients and growing

High Quality Services OUR TOP PRIORITY

How It Works

We offer a wide variety of home loan for buyers of all kinds, including first time home buyers, including USDA loans, FHA loans, VA loans, and loan down conventional loans.


Mortgage rates can change. If you bought when rates were a bit higher, we can help you refinance that loan into a lower payment if rates have dropped.



Why People Choose Us


The Joe Metzler team of Joe and Eric Metzler have over 50-years combined lending experience.

You Matter

You are never just a number. We'll take the time to answer all your questions, and to make sure you are comfortable with the whole process.

Great Rates

We strive to make sure we offer extremely competitive rates and costs... Rates you can brag about getting!

Close on Time

Nothing is worse than not closing on your new home on time. We strive to closeall deals on time, everytime, no matter what hoops we have to jump through.

Questions? We'll Put You On A Right Path!

Feeling overwhelmed?  Don’t worry, we’ve dealt with thousands before you that all have the same questions and fears,


But if you never call, you’ll never know.


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HOW CAN WE Help You?

To discuss how our team can help you achieve your dream of home ownership


Cambria Mortgage, the Joe Metzler team are licensed Loan Officers with a wide variety of home loan products for home buyers in Minnesota, Wisconsin, Iowa, North Dakota, South Dakota, Colorado, and Florida.

Cambria Mortgage is owned by the same family that owns Cambria Quartz countertops.