• Tel: (651) 252-1342
    Email: loans@firsttimehomebuyer-mn.com
    NMLS 274132

  • Testimonials and Reviews

  • Satisfied clients don't come easy in the mortgage world. It requires an experienced Loan Officer, great communication skills, killer interest rates and programs, and an amazing company.  I'm proud to offer all of these things to my clients.   - Joe Metzler, Senior Loan officer

  • Joe made the entire experience very straightforward. The numerous questions I had were always answered forthrightly and expertly with a very clear skill and expertise underlying the answers. He simplified the process to the point where I had complete peace of mind going into the largest financial transaction of my life - for which I am immeasurably grateful.
    - Joe G., Rosemount, MN (May 2020) ★★ ★ ★ ★

    The help was above and beyond what I could ever wish for they made the experience of buying a house fun and a walk In The park! Very professional in knowing what they were doing and how to work any bumps in the road out! Hassle free! I’m really glad I went with them!
    - Carter B., Wisconsin (Sept 2019) ★ ★ ★ ★ ★

    Joe and Eric were very helpful and took the time to explain things to us. Would love to work with the team again in the future
    - TJ C. Saint Paul, MN (August 2019)​ ★ ★★★ ★

    As a first time home buyer, Joe spent a large amount of time making sure I understood the process and answered any questions I had clearly and promptly. The rest of the team was quick to respond to any questions I had as well. Overall, they made a daunting process for a first timer painless. I feel as though I knew what to expect along the way thanks to how clearly everything was explained to me. Amazing service. I highly recommend Joe and his team!
    - Samantha S. Apply Valley, MN (July 2019) ★ ★★★ ★

    After getting an accepted offer on my dream house, I was not happy with the interest rates by the banks. I was frustrated, and close to cancelling. My Realtor told me to try Joe Metzler at Cambria Mortgage, and I’m so glad I did. I was familiar with Cambria counter tops, but I didn't know they did mortgages too. I was hesitant to call, but they gave me a lower rate than other lenders could offer with the no loan origination fee I wanted. They saved me a ton of money and got my loan done on time. Their online electronic signatures and portal makes it easy to upload documents. I had a wonderful experience buying my first home thanks to Joe, Eric, and Cambria Mortgage.
    - VM - Minneapolis (July 2019)