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Serving MN WI IA ND SD 
June is National Homeownership Month Minneapolis, MN: We all need a place to live. While renting works for many people, especially short-term, homeownership has a well documented history of major benefits, proving why throughout history so many [...]
Today’s competitive housing market requires buyers, lenders and real estate agents to act fast. For quite some time multiple competing offers, seller-favored contracts and homes selling well-above listing have become the norm. This [...]
How to Cope: Home buyer heartbreak Minneapolis, MN: If you’re out and about in today’s housing market, when we reference “home buying heartbreak” you likely know exactly what we are talking about. Navigating today’s housing market is [...]
Buying a home doesn't need to be complicated! When you're preparing to buy a home, especially for first time home buyers, it's really important to know what actions can make or break your transaction. Buying a home doesn't need to be complicated, [...]
Minneapolis, MN: Real Estate Agents are more likely to be credited as local neighborhood experts, while a mortgage Loan Officer is not, and the lender at the 1-800 phone number is OK to use. In fact, it is almost always never in your best interest to[...]
For many homebuyers, especially first time home buyers, figuring out what your potential new home mortgage payment might feel intimidating. We try to make it simple with a variety of tools, the best of which is the Cambria Mortgage App. Plug [...]
First Time home buyers may be able to move into their own home with just 3% down! This standard conventional mortgage option allows first time home buyers to qualify for a home loan with a low down payment and cancellable private mortgage insurance. [...]
Are you searching for your dream home? Maybe you've just found it, and are wondering what's next? A good first step is to always pre-qualify for a mortgage so you know how much you may be able to borrow. A pre-qualification also is required to [...]
It’s Hard to Believe, but Today’s Homes are Affordable Minneapolis, MN: It’s no secret, home prices have skyrocketed. In fact, according to CoreLogic’s April 2021 Home Price Index report, home prices increased 13 percent year-over-year and [...]
if you are thinking of buying a home, a common question is to ask how far before wanting to buy should you apply for a mortgage loan. My general guidance is as follows: If your credit score is over 740 and you have at least ten open items of [...]
Cambria Licensed Mortgage Loan Officer serving home owners, home buyers and residential real estate investors. Equal Housing Lender, Cambria Mortgage NMLS #322798. I am a licensed mortgage originator, NMLS #274132, and am licensed to originate mortgage loans in: MN, WI, IA, ND, and SD. Lending services may be provided in certain states by Cambria Mortgage NMLS #322798. This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. The information here may not be up-to-date and may no longer be accurate. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. Actual rates available to you may vary based upon a number of factors. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. © 2021 Joe Metzler