Minneapolis, MN: According to a survey by Fannie Mae’s Economic and Strategic Research Group, many consumers think it’s difficult to get a mortgage in today’s market. And forty five percent of those respondents cite too much existing debt [...]
Minneapolis, MN: Face it, saving money for down payment can be hard. One reason why spring is such a popular time to buy a home is because of a tax refund. The tax refund extra jolt to your bank account balance helps push many people over the top[...]
Found a diamond in the rough? Cambria Mortgage Renovations loans can help in MN, WI, IA,ND, and SD There are many homes in the market that are a diamond in the rough. With a little vision, elbow grease, and a little money, many of these [...]
If you're saving for a home while prices are rising, why not let the market help you instead? Minneapolis, MN: It's great to save up for a large down payment of 20% or more. Yet that goal isn't needed, and may be impossible for many people, [...]
Can you answer these questions correctly about your credit? Play the True of False Game - The Credit Edition. Pick a category and see how well you do. Categories include: Mortgage late payments, what's the cost, missed payments, credit [...]
Minneapolis, MN: If you are in the process of, or about to be buying a home, there are many DO NOT DO items that can unintentionally get your mortgage loan pre-approval suddenly turned into a mortgage loan denial. Some seem to make logical sense, [...]
Have you seen the advertising by one of the big credit bureau's on how you can boost your credit score. Sounds great, but it appears it isn't going to help anyone get a mortgage loan. Experian recently create an offer where you can self-report [...]
Minneapolis, MN: No matter what someone is shopping for, including a home mortgage loan, we always seem to search for the "lowest price" or "lowest rate". Unfortunately, finding the "lowest rate" does not necessarily mean that you are finding the [...]
Minneapolis, MN: Most special first time home buyer programs, and down payment assistance programs require the home buyer take a qualified home buyer education class. Historically, your class requirement was to spend 8-hours all day Saturday, or [...]
Doesn't a new house sound nice? Fall is a great time to buy a house, especially compared to spring. Fall shopping means less competition, and lower home prices... Plus if you hurry, you can be in your own home easily before Thanksgiving or [...]
Equal Housing Lender, Cambria Mortgage NMLS# 322798. Our lending services provided only in the following states: Minnesota, Wisconsin, Iowa, Colorado, Florida, North Dakota, South Dakota, and Texas. This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. The information here may not be up-to-date and may no longer be accurate. Products and interest rates are subject to change at any time due to changing market conditions. Actual rates available to you may vary based upon a number of factors. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. © 2020, Joe Metzler, NMLS 274132