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  • Tel: (651) 252-1342
    Email: loans@firsttimehomebuyer-mn.com
    NMLS 274132

    Serving First Time Buyers in MN, WI, IA, ND, SD

  • First Time Home Buyer Mortgage Rates You Can Brag About

  • Rent or Buy?

    Looking to buy your first home? It can be both fun and scary being a first time home buyer. Many people wonder is they should keep renting, or to buy their own home. Cambria Mortgage helps you make an informed decision with a full and detailed [...]

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    Popular First Time Home Buyer Program in MN

    Minneapolis, MN: There are a lot of first time home buyer programs, and they are vary dramatically by state, county, or even the city level. Many of them come and go as funding runs out. Down payment assistance is super popular, and we have options [...]

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    Ready? Cambria Mortgage is here for you

    When you are ready, Cambria Mortgage is here for you. Are you searching for your dream home?  Or maybe you've found it and you're thinking what's next? A mortgage prequalification tells you how much house you can afford, what monthly payments [...]

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    Deferred student loans and mortgage debt ratio's

    A common question people applying for home mortgage loans is how does their deferred student loan effect mortgage qualifying First understand that while a student loan may be deferred, lender reasoning is that eventually you will have to start [...]

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    Mortgage rates return to record low for week ending 10/15/2020

    Mortgage rates return to record low The benchmark 30-year fixed rate mortgage averaged 2.81% percent with an average 0.6 points / origination for the week ending October 15, 2020, down from last week when it averaged 2.87%, according to the weekly [...]

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    Want to buy your first home? Here are FIVE MORTGAGE DO's Here's the good news: People looking to buy their first home, can certainly do so with hundreds of different loan options! Now for the bad: It's going to take a lot of patience, restraint and[...]

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    Misjudging debt ratios - disqualify themselves for home loans

    Minneapolis, MN: According to a survey by Fannie Mae’s Economic and Strategic Research Group, many consumers think it’s difficult to get a mortgage in today’s market. And forty five percent of those respondents cite too much existing debt [...]

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    Tax Refund for Down Payment

    Minneapolis, MN:  Face it, saving money for down payment can be hard.  One reason why spring is such a popular time to buy a home is because of a tax refund. The tax refund extra jolt to your bank account balance helps push many people over the top[...]

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    Learn about rehab loans

    Found a diamond in the rough? Cambria Mortgage Renovations loans can help in MN, WI, IA,ND, and SD There are many homes in the market that are a diamond in the rough. With a little vision, elbow grease, and a little money, many of these [...]

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    Saving for a home

    If you're saving for a home while prices are rising, why not let the market help you instead?  Minneapolis, MN: It's great to save up for a large down payment of 20% or more. Yet that goal isn't needed, and may be impossible for many people, [...]

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