Tel: (651) 552-3681
Serving MN WI IA ND SD 
First Time home buyers may be able to move into their own home with just 3% down! This standard conventional mortgage option allows first time home buyers to qualify for a home loan with a low down payment and cancellable private mortgage insurance. [...]
Are you searching for your dream home? Maybe you've just found it, and are wondering what's next? A good first step is to always pre-qualify for a mortgage so you know how much you may be able to borrow. A pre-qualification also is required to [...]
It’s Hard to Believe, but Today’s Homes are Affordable Minneapolis, MN: It’s no secret, home prices have skyrocketed. In fact, according to CoreLogic’s April 2021 Home Price Index report, home prices increased 13 percent year-over-year and [...]
if you are thinking of buying a home, a common question is to ask how far before wanting to buy should you apply for a mortgage loan. My general guidance is as follows: If your credit score is over 740 and you have at least ten open items of [...]
How big of a down payment do I need to buy a house is a super common question, especially for first time home buyers. Unfortunately, there is no quick answer Unfortunately, there is no quick answer, as it varies based on many factors including[...]
Minneapolis, MN: Being a first time home buyer can sound scary. It really isn't, and obviously millions of people have done it before you. Here are the 7 simple steps to becoming a home owner. 1) Apply for Financing Pick one of these options to[...]
While CDC guidelines seem to be loosening with each passing day, for many people things still don’t feel “normal” enough to be comfortable meeting in-person. So the question is… Can you still obtain a mortgage with limited [...]
Want to feel fully connected + in-the-know during your home financing journey? With the Cambria Mortgage Mobile App, a transparent & streamlined home financing experience is in the palm of your hand! When you use the App, you [...]
Buying your own home is one of the greatest rewards in your life... Unfortunately, many people never get there, and a leading cause is bad credit. Here are 10 tips to have good credit. 10) Not knowing your APR, or fees associated with your[...]
Minneapolis, MN: Being a first time home buyer can feel a bit scary, but a whopping 31% of home buyers in 2020 were just that, and we can help you be one in 2021. It all starts with a simple application. The application can be taken over the [...]
Cambria Licensed Mortgage Loan Officer serving home owners, home buyers and residential real estate investors. Equal Housing Lender, Cambria Mortgage NMLS #322798. I am a licensed mortgage originator, NMLS #274132, and am licensed to originate mortgage loans in: MN, WI, IA, ND, and SD. Lending services may be provided in certain states by Cambria Mortgage NMLS #322798. This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. The information here may not be up-to-date and may no longer be accurate. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. Actual rates available to you may vary based upon a number of factors. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. © 2021 Joe Metzler