fbpx
  • Tel: (651) 252-1342
    Email: loans@firsttimehomebuyer-mn.com
    NMLS 274132

  • Saving for a home

    If you're saving for a home while prices are rising, why not let the market help you instead?  Minneapolis, MN: It's great to save up for a large down payment of 20% or more. Yet that goal isn't needed, and may be impossible for many people, [...]

    Read more

    Credit - True or False Game

    Can you answer these questions correctly about your credit? Play the True of False Game - The Credit Edition. Pick a category and see how well you do. Categories include: Mortgage late payments, what's the cost, missed payments, credit [...]

    Read more

    Do Not Do List Before Closing

    Minneapolis, MN: If you are in the process of, or about to be buying a home, there are many DO NOT DO items that can unintentionally get your mortgage loan pre-approval suddenly turned into a mortgage loan denial. Some seem to make logical sense, [...]

    Read more

    Boosting your credit score won't help with a mortgage

    Have you seen the advertising by one of the big credit bureau's on how you can boost your credit score. Sounds great, but it appears it isn't going to help anyone get a mortgage loan. Experian recently create an offer where you can self-report [...]

    Read more

    Is the mortgage loan with the lowest interest rate always the best loan?

    Minneapolis, MN: No matter what someone is shopping for, including a home mortgage loan, we always seem to search for the "lowest price" or "lowest rate". Unfortunately, finding the "lowest rate" does not necessarily mean that you are finding the [...]

    Read more

    Free First Time Home Buyer Education

    Minneapolis, MN: Most special first time home buyer programs, and down payment assistance programs require the home buyer take a qualified home buyer education class. Historically, your class requirement was to spend 8-hours all day Saturday, or [...]

    Read more

    Doesn't a new house sound nice?

    Doesn't a new house sound nice? Fall is a great time to buy a house, especially compared to spring. Fall shopping means less competition, and lower home prices... Plus if you hurry, you can be in your own home easily before Thanksgiving or [...]

    Read more

    Down Payment Requirements

    Are you wondering how much you may need to save for your new home? It may not be as much as you think!O Down Payment The VA Loan for our military personal and the USDA rural housing loan both offer a zero down payment loan program for [...]

    Read more

    Don't do these things after applying for a mortgage

    Minneapolis, MN: Buying a home is an exciting time, but going through the mortgage process can be between super easy, to frustratingly challenging, depending on your personal situation. Some of the mortgage process annoyances and headaches can be [...]

    Read more

    With rates this low, why wait?

    Mortgage Interest Rates are Hovering just above historic lows Minneapolis, MN: Current home mortgage interest rates are hovering just above all time low historic mortgage rates, making it extremely smart to purchase a home today, and lock in some [...]

    Read more

    1 of page 2