Minneapolis, MN: Being a first time home buyer can feel a bit scary, but a whopping 31% of home buyers in 2020 were just that, and we can help you be one in 2021. It all starts with a simple application. The application can be taken over the [...]
Minneapolis, MN: With mortgage interest rates near historic lows, and a lack on homes for sale, the Minnesota housing market is one of the most competitive markets I've ever seen in over two decades of mortgage lending. So what does this mean [...]
Lack of down payment money is the number one reason many potential first time home buyers do not think they can buy a home. While there are many down payment assistance programs that can help, you will always get a better deal using [...]
The City of Woodbury MN provides down payment assistance to make homeownership more affordable. Low-interest, deferred loans of up to $25,000 are available to buyers who have not owned a home in the past three years. Purchase prices must [...]
Looking to buy your first home? It can be both fun and scary being a first time home buyer. Many people wonder is they should keep renting, or to buy their own home. Cambria Mortgage helps you make an informed decision with a full and detailed [...]
Minneapolis, MN: There are a lot of first time home buyer programs, and they are vary dramatically by state, county, or even the city level. Many of them come and go as funding runs out. Down payment assistance is super popular, and we have options [...]
When you are ready, Cambria Mortgage is here for you. Are you searching for your dream home? Or maybe you've found it and you're thinking what's next? A mortgage prequalification tells you how much house you can afford, what monthly payments [...]
A common question people applying for home mortgage loans is how does their deferred student loan effect mortgage qualifying First understand that while a student loan may be deferred, lender reasoning is that eventually you will have to start [...]
Mortgage rates return to record low The benchmark 30-year fixed rate mortgage averaged 2.81% percent with an average 0.6 points / origination for the week ending October 15, 2020, down from last week when it averaged 2.87%, according to the weekly [...]
Want to buy your first home? Here are FIVE MORTGAGE DO's Here's the good news: People looking to buy their first home, can certainly do so with hundreds of different loan options! Now for the bad: It's going to take a lot of patience, restraint and[...]
Cambria Licensed Mortgage Loan Officer serving home owners, home buyers and residential real estate investors. Equal Housing Lender, Cambria Mortgage NMLS #322798. I am a licensed mortgage originator, NMLS #274132, and am licensed to originate mortgage loans in: MN, WI, IA, ND, and SD. Lending services may be provided in certain states by Cambria Mortgage NMLS #322798. This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. The information here may not be up-to-date and may no longer be accurate. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. Actual rates available to you may vary based upon a number of factors. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. © 2021 Joe Metzler