If you're saving for a home while prices are rising, why not let the market help you instead? Minneapolis, MN: It's great to save up for a large down payment of 20% or more. Yet that goal isn't needed, and may be impossible for many people, [...]
Can you answer these questions correctly about your credit? Play the True of False Game - The Credit Edition. Pick a category and see how well you do. Categories include: Mortgage late payments, what's the cost, missed payments, credit [...]
Minneapolis, MN: If you are in the process of, or about to be buying a home, there are many DO NOT DO items that can unintentionally get your mortgage loan pre-approval suddenly turned into a mortgage loan denial. Some seem to make logical sense, [...]
Have you seen the advertising by one of the big credit bureau's on how you can boost your credit score. Sounds great, but it appears it isn't going to help anyone get a mortgage loan. Experian recently create an offer where you can self-report [...]
Minneapolis, MN: No matter what someone is shopping for, including a home mortgage loan, we always seem to search for the "lowest price" or "lowest rate". Unfortunately, finding the "lowest rate" does not necessarily mean that you are finding the [...]
Minneapolis, MN: Most special first time home buyer programs, and down payment assistance programs require the home buyer take a qualified home buyer education class. Historically, your class requirement was to spend 8-hours all day Saturday, or [...]
Doesn't a new house sound nice? Fall is a great time to buy a house, especially compared to spring. Fall shopping means less competition, and lower home prices... Plus if you hurry, you can be in your own home easily before Thanksgiving or [...]
Are you wondering how much you may need to save for your new home? It may not be as much as you think!O Down Payment The VA Loan for our military personal and the USDA rural housing loan both offer a zero down payment loan program for [...]
Minneapolis, MN: Buying a home is an exciting time, but going through the mortgage process can be between super easy, to frustratingly challenging, depending on your personal situation. Some of the mortgage process annoyances and headaches can be [...]
Mortgage Interest Rates are Hovering just above historic lows Minneapolis, MN: Current home mortgage interest rates are hovering just above all time low historic mortgage rates, making it extremely smart to purchase a home today, and lock in some [...]
Equal Housing Lender, Cambria Mortgage NMLS# 322798. Our lending services provided only in the following states: Minnesota, Wisconsin, Iowa, Colorado, Florida, North Dakota, South Dakota, and Texas. This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. The information here may not be up-to-date and may no longer be accurate. Products and interest rates are subject to change at any time due to changing market conditions. Actual rates available to you may vary based upon a number of factors. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. © 2020, Joe Metzler.
This website is maintained by Joe Metzler, NMLS 274132, a Loan Officer with Cambria Mortgage, NMLS 322798.