We can potentially approve you for your home loan with just your 1099 income and NO TAX RETURN needed. Qualify using 90% of your gross 1099 earnings and as little as just one year’s 1099. You can combine your 1099 income other income sources too, like a regular W2 job, SSI, Pension, and of course, any co-applicants income.

You’ll need at least a 620 credit score, and officially you must be self-employed for at least two years, but less than 2 years may be considered if in the same line of work as your old W2 job.

We make it EA$Y, give me a call to learn more about our 1099 for income mortgage loans and get into your new home today! Call (651) 552-3681 or visit just click APPLY right on this website. 

Cambria Mortgage, NMLS 274132. Serving #Minnesota #Wisconsin #Iowa #NorthDakota #SouthDakota #Colorado #Florida. This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. Information here can become out of date, and may no longer be accurate. Products and interest rates are subject to change at any time due to changing market conditions. Not all programs available in all states. Actual rates available to you may vary based upon a number of factors. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting