Terms of Use

By visiting this website, you agree that:

This site and all content in this site may not be copied, reproduced, republished, uploaded, posted or distributed without our prior written consent. Content on this site is solely for Cambria Mortgage, and the Metzler Mortgage Team Mortgage-related business activities.

All content on this website is provided “as is” and without warranties of any kind either express or implied. Neither Joe Metzler, Cambria Mortgage,  nor any person involved in the creation, production and distribution of this website, warrant that the functions contained in this website will be uninterrupted or error-free, that defects will be corrected or that the server that makes the content available will be free of viruses or other harmful components. The content that you access on this website is provided for your information only. While we strive to be as accurate as humanly possible, Joe Metzler, the Metzler Mortgage Team, and the employer do not warrant or make any representations regarding the results that may be obtained from the use of this website, or as to the reliability or accuracy of information provided.

Certain links on this website will take you away from this website. The outside linked sites are not under our control, and we are not responsible for for the contents of any linked site. The Joe Metzler Team provides these links as a convenience to users.

In no event will Joe Metzler, The Metzler Mortgage Team, or Cambria Mortgage, be liable to any party for any direct, indirect, special or other consequential damages for any use of the materials or information on this website or any other linked website, including, without limitation, any lost profits, claims or demands, or business interruption, even if we are expressly advised of the possibility of such damages.

We reserve the right to modify these terms of use at any time. We will promptly reflect any such modifications on this website.

Digital Millennium Copyright Act (DMCA) Notice

The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the \”DMCA\”), provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law.

We scan the internet for violations of our protected content being published on other web sites.

If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices and counter-notices should be sent in writing by mail to Cambria Mortgage, Attn: Joe Metzler, 33 Wentworth Ave E, #290, West St Paul, MN 55118. Questions can be directed by phone to 651-552-3681.

The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and e-mail address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.