Lack of down payment money is the number one reason many potential first time home buyers do not think they can buy a home.
While there are many down payment assistance programs that can help, you will always get a better deal using your own money for down payment.
Most people get the refund, and have no idea where it ends up getting spent. This year be different - This year put it to good use.
Using your tax refund as down payment is not only allowable with mortgage lenders, but it also one of the big reasons spring is such a popular time to buy a home.
You can apply online and get pre-approved right now today, even if you don't have the money yet. Of course you will have had to receive it by closing time, but you can get started on your home search today!
33 Wentworth Ave E
Suite 290
West St Paul, MN 55118
651-552-3681
651-252-1342
Cambria Mortgage | NMLS# 322798
Joe Metzler, MLO. NMLS# 274132
Branch NMLS 1888858
Licensed in MN. FL, WI, IA, ND, SD
Cambria Licensed Mortgage Loan Officer serving home owners, home buyers and residential real estate investors. Equal Housing Lender, Cambria Mortgage NMLS #322798. I am a licensed mortgage originator, NMLS #274132, and am licensed to originate mortgage loans in: MN, FL, WI, IA, ND, and SD. Lending services may be provided in certain states by Cambria Mortgage NMLS #322798. This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. The information here may not be up-to-date and may no longer be accurate. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. Actual rates available to you may vary based upon a number of factors. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. © 2023 Joe Metzler