Pre-Approved versus Pre-Qualified? What is the difference?

MN Better Business Burau A+ Rated mortgage company Top rated MN Mortgage company


First time home buyer loan programs First time home buyer program MN
- Which programs do you qualify for
- How much house can you buy
- What would payments be
- First Time Home Buyer Programs
- Down Payment Assistance Programs
- See your real credit scores
- Get a real approval from Fannie Mae, Freddie Mac, FHA, VA, USDA
- Securely upload your pay stubs, etc.
- Electronically sign your application documents


First Time Home buyer program loan application Minneasota

A local award winning, and experienced Loan Officer with a proven track record is what you can expect when you let Mortgages Unlimited handle your lifes largest financing transaction.



TIP: If you have never provided your Loan Officer a full set of supporting documents, you are NOT Pre-Approved regardless of what they say or any letter they provide you.

Standard supporting documents includes:
- Last 30-days of Pay stubs
- Last two-months bank statements
- Last two-years W2's
- Last two-years federal tax returns (all schedules)

Common additional items
- Copy of Divorce decree - Proof of child support
- Copy of full bankruptcy papers
- Copy of business tax returns if self-employed

Ready to make your home ownership dream come true?


We provide First Time Home Buyer Loans for properties located anywhere in Minnesota, Wisconsin, or South Dakota