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  • First Time Home Buyer Mortgage Rates You Can Brag About

  • Minneapolis, MN: There are a lot of first time home buyer programs, and they are vary dramatically by state, county, or even the city level. Many of them come and go as funding runs out.

    Down payment assistance is super popular, and we have options for that too.

    DON'T ASSUME

    Don't assume you can't qualify to buy your own home. Complete our simple online application in just 10 minutes.

  • Our Most Popular MN First Time Buyer Program

     

    • $0 down possible **
    • Assistance loan for remainder of your normal down payment
    • 640 credit score or higher
    • No Mortgage Insurance option
    • Home anywhere in Minnesota
    • Reduced closing cost option
    • Up to 50% Debt ratio (with 680 score or higher)

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    ** Buyer must put at least $1,000, or 1% of the purchase price for homes under $100,000 into the transaction for either down payment or closing costs. It will never be less than $1,000, but could be a little higher.

    Not everyone will qualify. Sample $200,000 home, 30-yr fixed, as of Nov 9, 2020 is 3.25% - Rate APR 3.374%. Homebuyer education class required.  Homeowners insurance, property taxes, and mortgage insurance required as part of your payment. All loans subject to credit approval. Standard closing costs apply. Guidelines subject to change at anytime. Equal Housing Lender. NMLS274132

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  • With all that we have to offer, why risk it with anyone else? Apply NOW

  • Cambria Licensed Mortgage Loan Officer serving home owners, home buyers and residential real estate investors. Equal Housing Lender, Cambria Mortgage NMLS #322798. I am a licensed mortgage originator, NMLS #274132, and am licensed to originate mortgage loans in: MN, WI, IA, ND, and SD. Lending services may be provided in certain states by Cambria Mortgage NMLS #322798. This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. The information here may not be up-to-date and may no longer be accurate. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. Actual rates available to you may vary based upon a number of factors. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. © 2021 Joe Metzler