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  • Buying a home doesn’t need to be complicated!

    When you’re preparing to buy a home, especially for first time home buyers, it’s really important to know what actions can make or break your transaction. Buying a home doesn’t need to be complicated, but it’s important to be informed and be mindful of how your decisions may effect your qualification for a mortgage.

    Doing things like continuing to pay your rent or current mortgage on time, maintaining consistent employment and avoiding opening any new lines of credit (No, you would NOT like to save 10% by opening a Kohl’s card today!) will help you along your home buying journey.

    Check out the image below to play a quick round of “YES or NO: Planning Ahead for the Perfect Mortgage Application“:

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  • equal housing lender Minnesota, wisconsin, iowa, north dakota, south dakota

    Cambria Licensed Mortgage Loan Officer serving home owners, home buyers and residential real estate investors. Equal Housing Lender, Cambria Mortgage NMLS #322798. I am a licensed mortgage originator, NMLS #274132, and am licensed to originate mortgage loans in: MN, FL, WI, IA, ND, and SD. Lending services may be provided in certain states by Cambria Mortgage NMLS #322798. This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. The information here may not be up-to-date and may no longer be accurate. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. Actual rates available to you may vary based upon a number of factors. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. © 2023 Joe Metzler