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  • Thank you, we appreciate your business. 
    Our system has received your application or request, and is instantly notifying our staff that it is ready for review.
     
    Print this page for future reference. Also check your Email for a confirmation notice. This pages URL is https://firsttimehomebuyer-mn.com/application-received
     

    So what happens next?

    We’ll try contacting you
    We will attempt to contact you shortly to customize a loan that meets your specific needs and answer any questions you may have. We normally try to call you between 8:30 AM until about 6:00 PM Monday – Friday. If you are unavailable at these times, it helps us greatly if you can try to contact us too. Call (651) 552-3681.

    We need some documents from you: Minimum standard documentation for all applicants is:

    • Last 30-days of pay stubs for all applicants
    • The most recent two years W2’s
    • Most recent two years Federal Tax Returns if self employed or own rental property
    • Past two month bank and asset statements (real statements, what what would be mailed to your home)
    • Depending on your circumstances, additional documents like divorce decree, bankruptcy papers, and more may be needed

     

    Start submitting your application supporting documents:

    • Use our secure upload system (preferred and fastest)
    • Fax to (651) 994-6425 (30 pages or less per fax)
    • Send regular email to documents@joemetzler.com
    • Drop off or mail to: Cambria Mortgage, 33 Wentworth Ave E, Suite 290, St Paul, MN 55118

    Upload Documents

  • Watch for “Loan Status Report” E-mails about your application
    Now that your application is finished, you will start to receive E-Mail notifications as each step of your loan process is completed.

    WhiteList our domain names
    Whitelisting our domains is an important step to make sure our important emails get through, and are not sent to your SPAM.  Please whitelist @cambriamortgage.com, @FirstTimeHomeBuyer-mn.com, and @JoeMetzler.com.

      Click here for WhiteList instructions

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  • equal housing lender Minnesota, wisconsin, iowa, north dakota, south dakota

    Cambria Licensed Mortgage Loan Officer serving home owners, home buyers and residential real estate investors. Equal Housing Lender, Cambria Mortgage NMLS #322798. I am a licensed mortgage originator, NMLS #274132, and am licensed to originate mortgage loans in: MN, FL, WI, IA, ND, and SD. Lending services may be provided in certain states by Cambria Mortgage NMLS #322798. This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. The information here may not be up-to-date and may no longer be accurate. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. Actual rates available to you may vary based upon a number of factors. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. © 2023 Joe Metzler