• Thank you, we appreciate your business. 
    Our system has received your application or request, and is instantly notifying our staff that it is ready for review.
    Print this page for future reference. Also check your Email for a confirmation notice. This pages URL is https://firsttimehomebuyer-mn.com/application-received

    So what happens next?

    We’ll try contacting you
    We will attempt to contact you shortly to customize a loan that meets your specific needs and answer any questions you may have. We normally try to call you between 8:30 AM until about 6:00 PM Monday – Friday. If you are unavailable at these times, it helps us greatly if you can try to contact us tooCall (651) 552-3681.

    We need some documents from you: Minimum standard documentation for all applicants is:

    • Last 30-days of pay stubs for all applicants
    • The most recent two years W2’s
    • Most recent two years Federal Tax Returns if self employed or own rental property
    • Past two month bank and asset statements (real statements, what what would be mailed to your home)
    • Depending on your circumstances, additional documents like divorce decree, bankruptcy papers, and more may be needed


    Start submitting your application supporting documents:

    • Use our secure upload system (preferred and fastest)
    • Fax to (651) 994-6425 (30 pages or less per fax)
    • Send regular email to documents@joemetzler.com
    • Drop off or mail to: Cambria Mortgage, 33 Wentworth Ave E, Suite 290, St Paul, MN 55118

    Upload Documents

  • Watch for “Loan Status Report” E-mails about your application
    Now that your application is finished, you will start to receive E-Mail notifications as each step of your loan process is completed.

    WhiteList our domain names
    Whitelisting our domains is an important step to make sure our important emails get through, and are not sent to your SPAM.  Please whitelist @cambriamortgage.com, @FirstTimeHomeBuyer-mn.com, and @JoeMetzler.com.

      Click here for WhiteList instructions

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