• Cambria Countertops

    FirstTimeHomeBuyer-MN.com is a website specifically for first time home buyers in the great state of Minnesota.

    It is run is by Loan Officer Joe Metzler (NMLS ID#274132), with Cambria Mortgage (NMLS ID#322798) out of their St Paul, MN office.

    About Cambria Mortgage

    Owned and operated by the family that provides luxury natural quartz surfaces, Cambria Mortgage is committed to the same standards of service, quality and integrity. A family-owned business in Minnesota, Cambria is the leading producer of quartz surfaces in North America. Cambria Mortgage is headquartered in Eden Prairie, MN. As a full service mortgage company, they offer a wide array of products, including Conventional, FHA, VA and Rural Development loans.

    Your Hometown Lender

    At Cambria Mortgage our primary goal is to make it easy for you to finance or refinance your home with innovative mortgage solutions, highly competitive rates, and personal hometown service from experience Loan Officers.

    We offering a wide variety of home loans not only for first time home buyers, but all home buyers, and those seeking to refinance their existing mortgage too. 

  • Joseph Metzler, MLO

    NMLS 274132

    (651) 552-3681

    Multiple award winning Loan Officer Joe Metzler has been helping first time home buyers in Minnesota, Wisconsin, Iowa, North Dakota, and South Dakota for over 25-years.

    Joe knows loans. His knowledge and expertise means he has seen just about everything, and has a solution for just about everyone - including you.

    • Super Mortgage Professional - 2021, 2020, 2019, 2018
    • Top 300 Loan Officer in the Nation - 2018, 2016, 2015, 2010
    • Minnesota Mortgage Association Loan Officer of the Year - 2014

    It is more important that ever to get the best interest rate and program for yourself by working with extremely well qualified Loan Officers and Real Estate Agents. You will pay the same rate and closing costs for someone in the business 20-years and someone who got into the business six months ago.

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