• Tel: (651) 252-1342
    Email: loans@firsttimehomebuyer-mn.com
    NMLS 274132

  • About Us

  • Cambria Countertops

    FirstTimeHomeBuyer-MN.com is a website specifically for first time home buyers in the great state of Minnesota.

    It is run is by Loan Officer Joe Metzler (NMLS ID#274132), with Cambria Mortgage (NMLS ID#322798) out of their St Paul, MN office.

    Cambria Mortgage is owned and operated by the same family that brings you industry-leading Cambria countertops. Together, we’re unified in our commitment to providing all our customers with the highest levels of quality and service in everything we do.

    Your Hometown Lender

    At Cambria Mortgage our primary goal is to make it easy for you to finance or refinance your home with innovative mortgage solutions, highly competitive rates, and personal hometown service from experience Loan Officers.

    We offering a wide variety of home loans not only for first time home buyers, but all home buyers, and those seeking to refinance their existing mortgage too. 

  • Joseph Metzler, MLO

    NMLS 274132

    (651) 552-3681

    Multiple award winning Loan Officer Joe Metzler has been helping first time home buyers in Minnesota, Wisconsin, and South Dakota for over 20-years.

    Joe knows loans. His knowledge and expertise means he has seen just about everything, and has a solution for just about everyone - including you.

    • Top 300 Loan Officer in the Nation - 2018, 2016, 2015, 2010
    • Minnesota State Loan Officer of the Year - 2014