Tel: (651) 552-3681
Serving MN WI IA ND SD 
FirstTimeHomeBuyer-MN.com is a website specifically for first time home buyers in the great state of Minnesota.
It is run is by Loan Officer Joe Metzler (NMLS ID#274132), with Cambria Mortgage (NMLS ID#322798) out of their St Paul, MN office.
About Cambria Mortgage
Owned and operated by the family that provides luxury natural quartz surfaces, Cambria Mortgage is committed to the same standards of service, quality and integrity. A family-owned business in Minnesota, Cambria is the leading producer of quartz surfaces in North America. Cambria Mortgage is headquartered in Eden Prairie, MN. As a full service mortgage company, they offer a wide array of products, including Conventional, FHA, VA and Rural Development loans.
Your Hometown Lender
At Cambria Mortgage our primary goal is to make it easy for you to finance or refinance your home with innovative mortgage solutions, highly competitive rates, and personal hometown service from experience Loan Officers.
We offering a wide variety of home loans not only for first time home buyers, but all home buyers, and those seeking to refinance their existing mortgage too.
Multiple award winning Loan Officer Joe Metzler has been helping first time home buyers in Minnesota, Wisconsin, Iowa, North Dakota, and South Dakota for over 25-years.
Joe knows loans. His knowledge and expertise means he has seen just about everything, and has a solution for just about everyone - including you.
- Super Mortgage Professional - 2021, 2020, 2019, 2018
- Top 300 Loan Officer in the Nation - 2018, 2016, 2015, 2010
- Minnesota Mortgage Association Loan Officer of the Year - 2014
It is more important that ever to get the best interest rate and program for yourself by working with extremely well qualified Loan Officers and Real Estate Agents. You will pay the same rate and closing costs for someone in the business 20-years and someone who got into the business six months ago.
Cambria Licensed Mortgage Loan Officer serving home owners, home buyers and residential real estate investors. Equal Housing Lender, Cambria Mortgage NMLS #322798. I am a licensed mortgage originator, NMLS #274132, and am licensed to originate mortgage loans in: MN, WI, IA, ND, and SD. Lending services may be provided in certain states by Cambria Mortgage NMLS #322798. This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. The information here may not be up-to-date and may no longer be accurate. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. Actual rates available to you may vary based upon a number of factors. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. © 2021 Joe Metzler