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  • Tel: (651) 552-3681

    Serving MN WI IA ND SD

    Cambria Mortgage application Cambria Mortgage My Account Joe Metzler Mortgage App

  • First Time Home Buyer Mortgage Rates You Can Brag About

  • Minneapolis, MN: Being a first time home buyer can feel a bit scary, but a whopping 31% of home buyers in 2020 were just that, and we can help you be one in 2021.

    First time Home buyer

    It all starts with a simple application. The application can be taken over the phone at (651) 552-3681, in person, with a virtual application, or online 24/7.  Most people do it online.

    This gives the lender all the initial information needed to determine what loan programs you qualify for, how much house you can afford to buy, and how much money you’ll need for down payment and closing costs. We will even let you know if you qualify for down payment assistance – always a popular option!

    If you like it, we will provide you with the required Pre-Approval letter, and can even connect you with a great real estate agent.

    If it doesn’t work today, for example your credit score is just a little too low, we’ll give you all the tips and information you need to be ready in the near future.

    So don’t be scared to reach out.. You’ll never know if you never try.

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